Sawyer Capital Management is dedicated to providing investors with unbiased investment strategies backed by academic research from top universities.
Deciding when to claim Social Security is one of the most important retirement decisions you'll make. Utilizing these benefits can begin as early as age 62, but claiming before full retirement age reduces your monthly benefit. For individuals born in 1960 or later, full retirement age is 67. Delaying benefits may mean losing out on...
Last month, the national debt crossed $40 trillion for the first time. While the total debt number is staggering, the cost of serving the debt matters more than the total amount. Interest rates are higher, and the cost of servicing the national debt has been rising mechanically as old bonds mature and are replaced by...
One of the questions we often hear from clients is: "Why should I own all these different types of bonds? Aren't bonds just bonds?" And the short answer is: no. Different Types of Bonds Can Serve Very Different Purposes Within a Portfolio. Each bond type brings its own combination of credit quality, income potential, tax...